| | | | Welcome to Allied Brokers' January 2012 Newsletter! |
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| | Client of the Month |  Elizabeth Everitt
Senior Loan Consultant at
Princeton Capital
P: 650-752-0810
F: 866-635-1700
eleveritt@princetoncap.com
www.princetoncap.com
"I pride myself on finding creative solutions for home buyers that not only takes care of their short term rate and program needed but also takes a long term look at their future financial needs. I have a network of proven professional Real Estate Attorneys, Financial Planners and CPAs to guide my clients in caring for their future and the future of their families." ~ Elizabeth Everitt
We can put you on our website as 'Customer of the Month'. This way, visitors to our website will also see your advertisement. And if you have any discounts or special deals, we will gladly advertise them for you, thereby increasing your exposure to potential customers.
Do you want to be our 'Customer of the Month' or be included in our 'Client Referral Network'? Call 650-328-1000 or send us an email to abcosales@alliedbrokers.com.
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| Customer Appreciation Drawing for Sharks Tickets |  You have supported us all these years and we want to say thanks by offering you a chance to win a pair of 'Club Level' Sharks tickets.
Winner from December 2011 Drawing
Nicki Temple
Winner from 102 client respondents |
| Long Term Health vs. Long Term Care | Long term care (LTC) is not something we ever want to need - and it's definitely not something we want to pay for. Nobody likes to imagine a day when they or their loved ones cannot walk, feed, bathe or dress themselves. And who among us has enough savings or home equity to pay $83,500+ per year for a nursing home? Keep in mind that the average stay in a nursing home is 2.2 years for men and 3.5 years for women. Even home health care costs are upwards of $21 per hour - that's $46,000 per year if you needed an assistant an average of six hours a day.
But the sad reality is that only 8-10% of aging Americans who could benefit from LTC insurance have it. Many will get hit twice by LTC needs. Without LTC insurance, they will exhaust their finances and themselves caring for a loved one, and then face LTC needs of their own years later. The average American life expectancy is 78 years - up 29 years from 1900. Add in all the advancements in gene-therapy and biotechnology and we will likely live into our 90s.
Life is terminal, but fortunately we can delay or reduce the need for LTC through preventative health. Right now - with exercise, proper diet, stress-management and other lifestyle choices, we can combat most adult-onset diseases. The top 12 preventable causes of death, according to a Harvard School of Public Health study, are:
• Smoking
• High blood pressure
• Overweight-obesity
• Lack of exercise
• High blood pressure
• High LDL cholesterol
• High dietary salt
• Low dietary omega-3 fatty acids
• High dietary trans-fatty acids
• Alcohol abuse
• Low intake of fruits and vegetables
• Low dietary poly-unsaturated fatty acids
read full article...
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| Protect Your Family Jewels | Does your homeowner's policy automatically cover your jewelry and watches if they are stolen? Sure, up to $1,000 - maximum. Is your engagement ring covered if the diamond falls out of the setting and is lost forever? Nope. The most common uncovered loss we see is theft of jewelry and watches.
Most people think that expensive personal possessions, such as jewelry, are covered under their general home owner's insurance policy. The truth is that insurance companies set low limits on the kind of possessions they know will be expensive to replace, such as Rolexes, tennis bracelets, Super Bowl rings and your grandmother's pearls. read full article...
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| About Us | Allied Brokers has been meeting the insurance needs of Bay Area individuals, professionals and businesses for over 50 years. Our clients depend on us to provide them the best insurance options and the most cost effective coverage. Because we represent the leading insurance companies in the nation, we can find the right insurance solution for every client and every contingency. We focus on giving you the right policy at the right price, so that you can focus on your life and your business.
Visit our website at www.alliedbrokers.com to see what we can do for you. The 'Contact Us' page provides all the information you need to reach us. Or call toll free at 1-888-505-7988.
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