Allied Brokers
Solving Clients' needs
since 1954
Please visit our FaceBook page. It would be great if you can hit the 'Like' button to follow our posts, and help us get our numbers up.

If you are happy with our services, please review us on Yelp.
Allied Brokers
"If we are less than perfect, call me and
I will do whatever I can
to make it right."

Chris Grammer
Chris Grammar
In this Issue:
Client of the Month
We Appreciate Our Customers
Obamacare - A Private-Public Hybrid That the Public Pays For
Can Flood Insurance Costs Be Controlled?
About Us
Customer Alerts:
Free tree inspection for Firemans Fund homeowners!

It's a good idea to have trees in your yard inspected for safety and health. It's great idea when the service is provided for free.

I just had the trees inspected at my new home and found that several oak and pine trees were dead or dying. Since they overhang my roof it made sense to have them either trimmed or removed. My tree service cost me $1200 a day and they spent 3 days.
Contact Us:
Steve Fox
Steve Fox
630 Cowper Street
Palo Alto, CA 94301
P: 650-328-1000
F: 650-324-1142
Open M-F 8:30-5pm
LIC# 0525309
Welcome to Allied Brokers' Jan. 2014 Newsletter!
Client of the Month
Caroline Wolf
NMLS # 282753

Senior Loan Officer at Princeton Capital

630 Ramona Street
Palo Alto, CA 94301

P: 650-752-0809  |  F: 408-335-1053  |  Website

As a Bay Area native, Caroline thoroughly understands the unique lending requirements of our Valley. She has a BSC in Accounting from Santa Clara University and 16 years of experience in the world of finance. As an experienced loan professional with a driving need to exceed customer expectations, she is poised to provide you with an easy and understandable financing experience.

Caroline's pattern of knowledge, dedication and focus gives you the personalized service that you need when making such an important commitment to your primary investment. Personally, Caroline enjoys literature, music, movies and exploring the world. She has a penchant for learning and enjoys keeping up on the latest trends in the world of finance.

Would you like to increase your exposure to potential customers? Let us feature you on the Allied Brokers website as 'Customer of the Month'. This way, visitors to our website will see your advertisement and respond to the discounts or special deals you offer.

Do you want to be our 'Customer of the Month' or be included in our 'Client Referral Network'? Call 650-328-1000 or send us an email to

Customer Appreciation Drawing for FREE Tickets

You have supported us all these years and we want to say thanks by offering you a chance to win a pair of 'Club Level' Sharks tickets.

September 2013 Winners (from 95 client respondents) for a pair of FREE tickets to Sharks Game

Denise Brady, Controller (Pella NorCal)

This month's drawing is for FREE tickets to a Sharks Game!
Obamacare - A Private-Public Hybrid That the Public Pays For
A lot has been said and written about Obamacare and there are strong feelings on both sides of the argument. With no resolution in sight, expect both sides to continue to fight. But a look at some of the figures involved and the way the system works will show that there is one big loser in the whole process - the American taxpayer. How will this happen? read article...

Can Flood Insurance Costs Be Controlled?
In 2012 Congress passed the Biggert-Waters law to enable the National Flood Insurance Program (NFIP) to recover from the verge of bankruptcy. This made sense as the wave of claims after Hurricane Katrina placed an impossible financial burden on the Program. Superstorm Sandy exacerbated the situation. But the financial recovery will be achieved by removing the subsidies that kept insurance costs low. While the need for making the NFIP self-sustaining is obvious, the effect on the subsidy removal on homeowners is huge. Take for example a New Jersey resident whose home suffered major damage when Sandy hit. His insurance premium, he was told, will rise from its current level of $1,000 to $8,000 or $9,000 in the course of the next 5 years. This is because his home is now considered to be in a high risk area. He can expect his flood insurance premiums to increase by about $1,600 every year until the final amount, which FEMA will estimate as the true coverage value, is reached. This kind of increase is expected to not just hit homeowners hard, but even to cause many of them to lose their homes. read article...

About Us
Allied Brokers has been meeting the insurance needs of Bay Area individuals, professionals and businesses for over 50 years. Our clients depend on us to provide them the best insurance options and the most cost effective coverage. Because we represent the leading insurance companies in the nation, we can find the right insurance solution for every client and every contingency. We focus on giving you the right policy at the right price, so that you can focus on your life and your business.

Visit our website at to see what we can do for you. The 'Contact Us' page provides all the information you need to reach us. Or call toll free at 1-888-505-7988.

Note: Please do not use this email to communicate transaction related queries
or other financial matters relating to your account with Allied Brokers.