Insurance by Allied Brokers
Solving Clients' needs since 1954
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Insurance by Allied Brokers
"If we are less than perfect, call me and
I will do whatever I can
to make it right."

Chris Grammer
Chris Grammar
In this Issue:
Client of the Month
We Appreciate Our Customers
Considering car-sharing? Think again!
Young and Underinsured?
TCRS Survey emphasizes Retirement Planning
About Us
Customer Alerts:
Nationwide - Allied Auto Rate Change

Nationwide Allied Auto Rate increase effective 4-15-2015. 1% statewide average. Almost everyone will be affected due to this change. 27% will see rates drop and less than 2% will go up over 5%. If your rate goes up too much, call us for a free review with different companies we offer. Other ways to save are, to place your home and auto together or new occupational discounts.
Our Team:
Steve Fox
Steve Fox
Mimi Watson
Mimi Watson
Scott Chin
Scott Chin
Ron Young
Ron Young
Contact Us:
630 Cowper Street
Palo Alto, CA 94301
P: 650-328-1000
F: 650-324-1142
Open M-F 8:30-5pm
LIC# 0525309
Welcome to Insurance by Allied Brokers'
May 2015 Newsletter!
Client of the Month

Aundrea Lacy
Luv's Brownies


Luv's Brownies, Home of the Original Heart-Shaped Brownie! Offering Heart-Shaped Brownie Cakes, Mail Order Gifts and Wedding Favors. The online business has been a Bay Area favorite since 1996. To our award winning brownies visit

Would you like to increase your exposure to potential customers? Let us feature you on the Insurance by Allied Brokers website as 'Customer of the Month'. This way, visitors to our website will see your advertisement and respond to the discounts or special deals you offer.

Do you want to be our 'Customer of the Month' or be included in our 'Client Referral Network'? Call 650-328-1000 or send us an email to

Customer Appreciation Drawing for FREE Tickets
You have supported us all these years and we want to say thanks by offering you a chance to win a pair of 'Club Level' Giants tickets.

April 2015 Winner
(from 178 client respondents) for a pair of FREE tickets to Giants Game

Vikki and Kevin Mahoney

This month's drawing is for FREE tickets to a Giants Game!

Considering car-sharing? Think again!
Ride Sharing companies like Uber and Lyft continue to make news. By not providing comprehensive insurance coverage, these companies put their drivers at severe risk when they are between rides.

Car Sharing companies, like GetAround or RelayRides, are no better. Car Sharing is when a car owner who is not using his/her car rents it out to strangers through these car-sharing providers, to make a quick buck. But in case of an accident, both insurers and car-share companies are mum on who pays for damages.

If you are considering renting out your car for car-share, think again. If your car is involved in an accident, you may have to pay thousands of dollars in damages plus litigation costs if any. Contrast this with the few hundred dollars you may earn through car-share, and you'll realize it's not worth the risk.

Young and Underinsured?
Recent studies have shown that millennials (those born between 1980 and 1996), are an underinsured group. While some of them do not have any insurance product (home, life or auto), many of them are not prompt with their renewals, or do not stick with the same insurer for long. This puts them at severe risk.

According to ASIRT (Association for Safe International Road Travel), as many as 8000 people die every year in the US from accidents that involved drivers who were less than 20 years old.

Having an active automobile insurance requires a little discipline. You need to be prompt with your premium payments, you must maintain all documentation required for claims processing and such other details. But it's worth the effort.

At Insurance by Allied Brokers, we understand how millennials think. Our auto insurance plans are very cost-effective, and we have made it easy for youngsters to work with us. Call us on our toll-free # 1-888-505-7988 and get more information.

TCRS Survey emphasizes Retirement Planning
The Transamerica Center for Retirement Studies published its annual survey last week. The survey assesses financial preparedness of people across all age groups, from the 20s to the 70s.

Some findings were interesting. Unlike the past, more people want to work as long as possible (20 percent) and 37 percent of people expected work to be their primary source of income in retirement.

But most people were not sure how to handle the transition into retirement (18 percent). Even among youngsters who have started planning for Retirement, as much as 37 percent knew nothing about allocating assets or the various investment options.

Investing in the wrong options can yield low returns and put your Retirement Plans at risk. Don't let this happen to you. Call us on 1-888-505-7988 (toll-free) and we'll help you plan your retired life better.

About Us
Insurance by Allied Brokers has been meeting the insurance needs of Bay Area individuals, professionals and businesses for over 50 years. Our clients depend on us to provide them the best insurance options and the most cost effective coverage. Because we represent the leading insurance companies in the nation, we can find the right insurance solution for every client and every contingency. We focus on giving you the right policy at the right price, so that you can focus on your life and your business.

Visit our website at to see what we can do for you. The 'Contact Us' page provides all the information you need to reach us. Or call toll free at 1-888-505-7988.

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