Insurance by Allied Brokers
Solving Clients' needs since 1954
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Insurance by Allied Brokers
"If we are less than perfect, call me and
I will do whatever I can to make it right."

Chris Grammer
Chris Grammar
In this Issue:
Client of the Month
We Appreciate Our Customers
Upcoming 2016 CEA Rate Change
Coastal Property Preparedness
About Us
Client Alert:
Effective January 1, 2016, the California Contractors State License Board (CSLB) is requiring the Contractors License bond limit to be increased from $12,500 to $15,000. All new bonds issued with an effective date of January 1, 2016 or later will automatically reflect the new $15,000 bond limit.

Call us today at 650-328-1000 for more detailed information.
Our Team:
Steve Fox
Steve Fox
Mimi Watson
Mimi Watson
Scott Chin
Scott Chin
Ron Young
Ron Young
Contact Us:
630 Cowper Street
Palo Alto, CA 94301
P: 650-328-1000
F: 650-324-1142
Open M-F 8:30-5pm
LIC# 0525309
Welcome to Insurance by Allied Brokers'
February 2016 Newsletter!
Client of the Month
Ronald L. Bland of AEIS Advisors

Lic # 0682487

650.348.6234 x12

306 6th Avenue, Suite B
San Mateo, CA 94401

Ron is one of the most accomplished insurance professionals in the Bay Area with over 25 years of experience in insurance services. Ron's ability to understand the business owner's perspective allows him to create plans that maximize coverages while limiting unnecessary costs to the client. His achievements in the insurance industry are numerous as he is on various Agent Input councils and an exclusive member of the Million Dollar Round Table which includes having achieved the top of the table status (top 1% of all life/health agents).

He was born in the Bay Area and attended Mill's High School. Ron attended San Francisco State University where he graduated with honors. Ron lives in San Mateo with his wife Elaina and their two beautiful children.

We would welcome the opportunity to earn your trust and deliver you the best service in the industry.

Would you like to increase your exposure to potential customers? Let us feature you on the Insurance by Allied Brokers website as 'Customer of the Month'. This way, visitors to our website will see your advertisement and respond to the discounts or special deals you offer.

Do you want to be our 'Customer of the Month' or be included in our 'Client Referral Network'? Call 650-328-1000 or send us an email to

Customer Appreciation Drawing for FREE Tickets

You have supported us all these years and we want to say thanks by offering you a chance to win a pair of 'Club Level' Sharks tickets.

December 2015 Winner
(from 128 client respondents) for a pair of FREE tickets to Sharks Game

Richard & Margaret Palfin
(Loyal Clients for Over a Decade)

This month's drawing is for FREE tickets to a Sharks Game!

Upcoming 2016 CEA Rate Change
7 good reasons why homeowners should be rethinking their stance on Earthquake Insurance. California Earthquake Authority is implementing a few options along with a change in their 2016 rates. As per statistics, less than 6% of Nationwide / Allied property owners, have Earthquake coverage. Now would be a great time to consider protecting your property and assets and to also take advantage of the new options opening up, which are as follows:

•   You can insure your assets (fixed and movable) up to $200,000

•   To cover extra living expenses, you can choose coverage up to $100,000

•   Flexible options ranging from 5% to 25% for deductibles are now available

•   Increased options of up to $30,000 are available for upgrades that are required for building code

•   For breakage of personal property, new optional coverage is now available

•   For exterior masonry veneer (such as decorative stone or brick work), new and optional coverage is now available

•   Condo owners have new and higher coverage options

For more details and information, contact Insurance by Allied Brokers at 650-328-1000.

Coastal Property Preparedness
Predictions from a climatologist for NASA's Jet Propulsion Laboratory are that El Nino is due to hit the Californian coast hard after the New Year and continue into March of 2016. Mudslides, heavy rainfall, hurricanes and a chain of storms rolling off, one after the other is expected.

The California Coastal Commission has requested all coastal property owners to prepare and protect their property against the extreme storm conditions expected this wet winter. For further information on how to batten down your hatches and protect your property, please refer to

It takes 30 days for an Insurance Policy to be activated. Consequently, if you are inadequately covered, require to renew your insurance coverage or need a new insurance policy for Flood / Hurricane / Storm damages, now is the time to call your insurance company and ensure that you are covered, before it is too late. Once an impending storm is announced your insurance company will not cover you. Call Insurance by Allied Brokers at 650-328-1000 today.

About Us
Insurance by Allied Brokers has been meeting the insurance needs of Bay Area individuals, professionals and businesses for over 50 years. Our clients depend on us to provide them the best insurance options and the most cost effective coverage. Because we represent the leading insurance companies in the nation, we can find the right insurance solution for every client and every contingency. We focus on giving you the right policy at the right price, so that you can focus on your life and your business.

Visit our website at to see what we can do for you. The 'Contact Us' page provides all the information you need to reach us. Or call toll free at 1-888-505-7988.

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