Insurance by Allied Brokers
Solving Clients' needs since 1954
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Insurance by Allied Brokers
"If we are less than perfect, call me and
I will do whatever I can to make it right."

Chris Grammer
Chris Grammar
In this Issue:
Client of the Month
Customer Appreciation Drawing
Airbnb: A Risky Position for Building Owners
Blue Shield Obamacare plans out at Stanford - 12-15-16 deadline to switch to Healthnet
About Us
Our Team:
Steve Fox
Steve Fox
Mimi Watson
Mimi Watson
Scott Chin
Scott Chin
Contact Us:
630 Cowper Street
Palo Alto, CA 94301
P: 650-328-1000
F: 650-324-1142
Open M-F 8:30-5pm
LIC# 0525309
Welcome to Insurance by Allied Brokers'
November 2016 Newsletter!
Client of the Month
Wayne W. Crutcher, D.D.S.
Los Altos Cosmetic Dentist

P: (650) 941-4411  |

843 Altos Oaks Drive, Suite 2  |  Los Altos, CA 94024

We are a dental practice devoted to restoring and enhancing the natural beauty of your smile using conservative, state-of-the-art procedures that will result in beautiful, long lasting smiles!

We provide comprehensive treatment planning and use restorative and cosmetic dentistry to achieve your optimal dental health. Should a dental emergency occur, we make every effort to see and care for you as soon as possible.

We thank you for allowing us to take care of your dental needs and look forward to serving you. Make an appointment today... we'll give you a reason to smile!

Would you like to increase your exposure to potential customers? Let us feature you on the Insurance by Allied Brokers website as 'Customer of the Month'. This way, visitors to our website will see your advertisement and respond to the discounts or special deals you offer.

Do you want to be our 'Customer of the Month' or be included in our 'Client Referral Network'? Call 650-328-1000 or send us an email to

Customer Appreciation Drawing for FREE Tickets

You have supported us all these years and we want to say thanks by offering you a chance to win a pair of 'Club Level' Sharks Tickets.

October 2016 Winners
(from 108 client respondents) for a pair of FREE tickets to Giants Game

Ana & Celerino at C & M Automotive

This month's drawing is for FREE tickets to a Sharks Game!

Airbnb: A Risky Position for Building Owners
If you are a building owner or a management company the following practices will lessen the risk of Airbnb use of your property.

  • Your rental property policy doesn’t cover liability or structural damage when used as a Airbnb. You need a special policy that allows short term rental. Call us to explore our vacation rental products.

  • In your lease require that your tenants have renters insurance to cover their liability and personal property and provide you with proof of coverage and list you as an additional interest [not an additional insured]. read complete article...

Blue Shield Obamacare plans out at Stanford
12-15-16 deadline to switch to Healthnet
Blue Shield and Blue Cross Obamacare [ACA] plans are no longer preferred providers with Stanford hospital and Menlo Medical Clinic. These are plans that started after 3-1-2010 when the ACA started. If you have a Grandfathered plan Stanford & MMC are still accepted as preferred providers. They reimburse Stanford much more than the ACA plans.

Stanford is one of the largest providers and one of only 2 trauma centers in Santa Clara County. Valley med is the other one. IF you end up on LIFE FLIGHT you will most probably be taken to Stanford where a good portion of your bills will not be covered. read complete article...

About Us
Insurance by Allied Brokers has been meeting the insurance needs of Bay Area individuals, professionals and businesses for over 50 years. Our clients depend on us to provide them the best insurance options and the most cost effective coverage. Because we represent the leading insurance companies in the nation, we can find the right insurance solution for every client and every contingency. We focus on giving you the right policy at the right price, so that you can focus on your life and your business.

Visit our website at to see what we can do for you. The 'Contact Us' page provides all the information you need to reach us. Or call toll free at 1-888-505-7988.

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