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Home Insurance

Home Insurance In California

When disasters strike, your home can become subject to significant harm and liability risks. If you want to protect your California property from such occurrences, the solution lies in getting home insurance. But navigating this area will often prove difficult for property owners, an area that Insurance by Allied Brokers can help with. Below, we discuss various home insurance options to purchase to keep your property safe.

Property Coverage

Property coverage protects the structure of your home from damage arising from various covered perils. Examples of these include fire, theft, vandalism, and hail damage. This coverage will also help take care of structures such as your garage when damaged by any of the above perils, allowing you to fix your property without additional costs.

Content Coverage

Content coverage protects your personal belongings if they are stolen or destroyed by perils such as fire, hail, or vandalism attacks. Rather than paying for the repair or replacement costs of your items, content coverage will provide compensation for the harm caused, helping you minimize out-of-pocket expenses. Examples of items covered include furniture, electronics, and clothing.

Liability Coverage

Liability coverage will come in handy when you are sued for bodily injury or property damage. If your guests get injured while visiting your property, liability protection helps you pay for your visitor’s costs of medical treatment. It will also provide compensation costs for fixing your guest’s property when their items are destroyed within your home. In addition to this, liability coverage protects you from any lawsuits related to the above damages, helping you cover your legal fees and any damages awarded in your case.

Additional Living Expenses Coverage

When covered perils arise and render your home uninhabitable, additional living expenses coverage ensures that your ensuing costs are covered. These can include your accommodation expenses, meal costs, and transport costs.

If you need home insurance to keep your California home protected, make it a point to contact Insurance by Allied Brokers today.

Our Insurance Services

When it comes to insurance, we strive to provide the best. We can help you get the following coverages:

Partner Carriers

  • AmTrust
  • Bristol West
  • California Fair Plan
  • Employers
  • Foremost
  • GeoVera
  • Guard
  • Kemper
  • Mercury
  • National General
  • Nationwide
  • Palomar
  • Progressive
  • Safeco
  • State Fund
  • Stillwater