Apartment House Owners, whether they manage a few units or large multifamily and mixed-use complexes — tend to rely heavily on insurance brokers for protection, expertise, and efficiency to keep rates competitive. Allied Brokers has specialized in helping Apartment Owners for almost 75 years, including:
- Comprehensive Coverage Analysis
Assessing your specific buildings, identifying deficiencies, and offering the right mix of coverage.
- Property Insurance (buildings, carports, separate structures)
- Liability (lawsuit) – both General and Umbrella/Excess
- Loss of Rents / Business Interruption
- Equipment Breakdown
- Building Ordinance & Law
- Earthquake & Flood
- Competitive Pricing & Market Access
- Strong relationships and access to virtually all carriers with an appetite for apartments (old and new, big and small), including specialty programs and surplus lines.
- Help evaluating cost vs. coverage.
- Strategies to control premiums, with written reports on carrier submissions.
- Underwriting Risk Assessment
- Site inspections (at Allied’s expense) to anticipate what carriers will require for the best rates.
- Contractor referrals for necessary upgrades to electrical, HVAC, plumbing and roofing.
- Well versed in market conditions that influence pricing and coverage availability.
- Claims Advocacy and Policy Service
- Help filing claims correctly and promptly.
- A manager will join you to meet Claims adjustors – you are not alone.
- Tracking status and advocating for fair settlement – we are on your side.
- Communication & Responsiveness
- 24 hour turnaround on Certificates of Insurance.
- Re-marketing of renewals, generally 60 to 90 days in advance.
- Dedicated Account Representative with apartment experience.
Allied Brokers does not employ ‘producers’ or salespeople. Everyone is trained as a risk manager, advisor and advocate; our licensed people understand the unique risks of multi-family housing, bringing you peace of mind.