630 Cowper Street, Palo Alto, CA 94301 (main office)
There are no changes in costs for 2016 that will effect the existing customers. However some changes can be expected later.
50% cut in Agents' commissions on Medicare supplement products. This was preceded by an 80% cut in commissions on Blue Shield individual health insurance. Obamacare has effectively forced us out of the health insurance business. Luckily most of our health insurance clients have their home, auto and business insurance with us as well.
This allows us to continue to provide service to our existing clients as an accommodation. If you do not have your other insurance with us please call our office for a free review. This will allow us to remain in business to help our clients that value our services, even if the government and insurance companies do not.
MIC auto rate increases 5% on an average. If your rate goes up more than this please call us for a free review and comparison with our other markets. Combine your home and auto to save 15%!
We expect rates to increase for individual and group medical plans in the high single digits. The companies do not have enough data on the effects of the ACA because they were required to file rate requests in May 2014. This means they only had 3 months of data to come up with rates.
How will the ACA effect rates? Will offering free and subsidized insurance to everyone including people that were previously ineligible for coverage due to serious health condition raise or lower overall insurance rates? Common sense says rates should skyrocket. This is a political football that is being pushed as far out as possible. Probably past the 2016 election.
ACA is great for hospitals because many of the the previously uninsured or uninsurable will now be back stopped by the taxpayers and the healthy insured's. On the downside they will see lower reimbursement rates for services.
Any major rate increases will be pushed out to 2016 at the earliest. Keep your existing plan as long as you can, it will have lower rates and better providers lists.
If you haven't already heard Allied Insurance and Mercury Insurance recently launched our new discount group for College Alumni.
Qualified policyholders will receive a 12.5% rating factor discount for being an Alumni of an accredited 4 year college or university. Please send us (to email@example.com) a copy of your diploma or other proof of graduation to receive this discount.
This discount is also available for MERCURY and CALIFORNIA AUTOMOBILE INSURANCE CLIENTS.
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|Insurance by Allied Brokers were 2014 Sponsors of the Palo Alto Little League. Click here for more info.|
"Dr. Azeem Lahka did tooth removal and implant for me last year. He was also referred to me by our client and my general dentist Wayne Cruthcher. Azeem and his team did a great job! It was comfortable, easy and almost painless. Things could not have gone better! I would recommend them to all my friends, family and clients. We always strive to work with Allied Brokers clients whenever possible." ~ Chris Grammar
Would you like to increase your exposure to potential customers? Let us feature you on the Insurance by Allied Brokers website as 'Customer of the Month'. This way, visitors to our website will see your advertisement and respond to the discounts or special deals you offer.
Do you want to be our 'Customer of the Month' or be included in our 'Client Referral Network'? Call 650-328-1000 or send us an email to firstname.lastname@example.org.
You have supported us all these years and we want to say thanks by offering you a chance to win a pair of FREE tickets to Sharks/Giants Game.
May 2016 Winner (from 163 client respondents)
Lisa Larrimore Ouellette
To participate in this month's drawing (for Giants Game) send us an email with subject as "Free Tickets - June 2016 Drawing".
For existing customers ONLY!
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