Commercial Property generally refers to any building not used solely for residential living. Allied Brokers has experience spanning 75 years helping to insure any building with a rooftop, including:
- Office Buildings including Medical
- Retail Stores and Shopping Centers
- Warehouses and Industrial Facilities
- Restaurants and Hotels
- Mixed-use Commercial and Residential
- Commercial Property Insurance
Assessing your specific buildings, identifying deficiencies, and offering the right mix of coverage.
- Property Insurance (buildings, carports, separate structures)
- Liability (lawsuit) – both General and Umbrella/Excess
- Loss of Rents / Business Interruption
- Equipment Breakdown
- Building Ordinance & Law
- Earthquake & Flood
- Competitive Pricing & Market Access
- Strong relationships and access to virtually all carriers with an appetite for commercial buildings.
- Building construction types and how they affect premiums.
- Occupancy-related risks (e.g., manufacturing vs. office).
- Underwriting Risk Assessment
- On-site inspections (at Allied’s expense) to create accurate applications for the best rates.
- Contractor referrals for necessary upgrades to electrical, HVAC, plumbing and roofing.
- Well versed in market conditions that influence pricing and coverage availability.
- Claims Advocacy and Policy Service
- Help filing claims correctly and promptly.
- A manager will join you to meet Claims adjustors – you are not alone.
- Tracking status and advocating for fair settlement – we are on your side.
- Communication & Responsiveness
- 24 hour turnaround on Certificates of Insurance.
- Re-marketing of renewals, usually 60 to 90 days in advance.
- Dedicated Account Representative for rapid and personal response.
Allied Brokers employs only agents trained as risk managers, advisors and advocates; you will never be faced with a salesperson. Our licensed managers understand the unique risks of commercial property, making insurance easier for you.