Property managers we work with typically expect clarity, speed, and risk-specific guidance, always with the goal in mind to make the insurance process easier, and to add value to your client relationships. Allied Brokers has experience spanning 75 years helping to insure any building with a rooftop, including:
- Apartments (garden style, urban, from a few units to thousands)
- Homeowner Associations (over 1,000 currently)
- Office buildings including Medical
- Retail stores and shopping centers
- Warehouses and industrial facilities
- Mixed-use commercial and residential
- And, of course, single family homes through four units.
We also help many management companies with their own protection, from Professional Real Estate E&O to Commercial Auto.
- Commercial Property Insurance
Assessing your specific buildings, identifying deficiencies, and offering the right mix of coverage.
- Property Insurance (buildings, carports, separate structures)
- Liability (lawsuit) – both General and Umbrella/Excess
- Loss of Rents / Business Interruption
- Equipment Breakdown
- Building Ordinance & Law
- Earthquake & Flood
- Competitive Pricing & Market Access
- Strong relationships and access to virtually all carriers with an appetite for property based risks.
- Building construction and occupancy types and how they affect premiums.
- Exhaustive carrier research and multiple quotes.
- Underwriting Risk Assessment
- On-site inspections (at Allied’s expense) to create accurate applications for the best rates.
- Contractor referrals for necessary upgrades to electrical, HVAC, plumbing and roofing.
- Well-versed in market conditions that influence pricing and coverage availability.
- Claims Advocacy and Policy Service
- Most important, to offer coverage analysis and an Executive Summary for your clients, to make sure coverage is correct prior to any claim.
- Help filing claims correctly and promptly.
- A manager will join you to meet Claims adjustors – you are not alone.
- Tracking status and advocating for fair settlement – we are on your side.
- Communication & Responsiveness
- 24-hour turnaround on Certificates of Insurance.
- Board meeting attendance and fast response for HOA’s.
- Re-marketing of renewals, usually 60 to 90 days in advance.
- Dedicated Account Representative for rapid and personal response.
Allied Brokers employs only agents trained as risk managers, advisors and advocates; you will never be faced with a salesperson. Our licensed managers understand the unique risks of commercial and investment property; and strive to be a part of your team, reinforcing your client relationships.