Month: May 2023

Is it a good idea to have flood insurance for my home?

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For those that are living in the Palo Alto, CA area, owning a home can be a good long-term housing option. When you are going to buy a home here, you need to get the right insurance for it. This can include getting flood insurance in some situations. There are various reasons why it can be a good idea to get a flood insurance plan here. 

Meet Obligations

A reason that a lot of property owners in Palo Alto will need flood coverage is to meet their obligations. As property values are very high in this region, it is often a necessity to take out a mortgage when buying a home. Any mortgage lender will require you to carry insurance on your property. If you are living in a flood zone, this will include requiring you to have flood insurance. With a policy in place, you can comply with this obligation.

Reduce Flood Damage Impact

It can also be a good idea to get flood insurance to reduce the impact that can come with flood damage. If your home is damaged by a flood, the costs to make repairs can be extremely high. If you do not have flood insurance, you may have no insurance support through home coverage. With a flood plan, you will know that you are covered. 

Reach Out To Us

If you own a property in Palo Alto, CA, it’s crucial to obtain flood insurance. Cover your home today by reaching out to our dedicated team at Allied Brokers Insurance Agency Inc. We know the importance of this coverage and will assist you in selecting the ideal plan for your specific needs. You can count on our personalized approach to obtain the appropriate protection for your unique situation. Contact our team with Allied Brokers Insurance Agency Inc. today to learn more.

The Truth About Auto Insurance in California

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Are you wondering about buying auto insurance in California? If you’re new to the world of California insurance or have questions that you need to be answered, contact our insurance experts at Allied Brokers Insurance Agency Inc. in Palo Alto, CA! 

The Truth About Auto Insurance for California Drivers 

Like most states in the US, California is one of the many that requires all drivers operating motor vehicles on public roads to have adequate auto insurance in the case of a motor vehicle accident that leads to financial damages or personal injury. 

All Drivers Must Have Minimum Coverage

Since having auto insurance in California is mandatory, this means that all drivers operating vehicles on public roads must have insurance that meets the state minimum insurance coverage in the form of liability insurance. 

California liability insurance covers state minimum coverage for bodily injury and property damage. A licensed insurance agent can discuss the best auto insurance coverage options for your family’s needs and budget. 

Extended Insurance Coverage is Available for Most Drivers

California drivers can add comprehensive and collision coverage to their policy to increase the amount of covered damage and add protection for the vehicle and its contents to the policy. 

Proactive drivers can take their coverage one step further and add specialty auto insurance coverages like emergency roadside assistance services, including lockout, towing services, and gas delivery. 

Finding Affordable Auto Insurance

Getting caught driving without auto insurance in California can be costly. Avoid paying hefty fines, court costs, and damages with the right auto insurance policy. An insurance agent can educate you about your coverage. 

Contact our knowledgeable agents at Allied Brokers Insurance Agency Inc serving the greater Palo Alto, CA area. Get a free California auto insurance quote to protect your vehicle and finances today!