Several auto insurance coverages may offer protection for your vehicle, safeguarding against various causes of damage. Here are some of the main ones we at Allied Brokers Insurance Agency Inc. often recommend that Palo Alto, CA drivers acquire.

Collision Coverage

Collision coverage may cover your vehicle’s repair or replacement cost if you are involved in an accident with at least one other vehicle. Whether in a minor accident in the parking lot, hit at a red light at one of Palo Alto, CA’s intersections, or in a multi-vehicle pile-up on the highway, this could cover the damage your car or truck sustains.

Collision coverage may pay for repairs to your vehicle or the vehicle’s value if repairs cost more than the car or truck’s worth.

Comprehensive Coverage

Comprehensive coverage can supplement collision coverage by covering non-accident incidents that cause damage to your vehicle. For instance, comprehensive might cover theft, vandalism, fire, animal strikes, hail, and more. The risks in downtown Palo Alto or when traveling into the mountains differ, but comprehensive coverage can provide essential protection in each location.

Comprehensive insurance could pay for repairs like collision if your vehicle sustains damage in a covered incident. It could also pay the full value of your vehicle if it’s totaled.

Securing the Right Coverage

Ensure your auto insurance adequately insures your car or truck against damage. For assistance in reviewing these and other coverage options, contact us at Allied Brokers Insurance Agency Inc. We’ve helped many drivers obtain the auto insurance protections they need and are ready to assist you. Secure coverage today in case something happens to your vehicle tomorrow.

If you live in Palo Alto, CA or a nearby community, you can count on the team at Allied Brokers Insurance Agency Inc. We provide our clients with the information they need to determine which auto policy is right for their needs. Our team can help you with any changes that you want to make after paying off the financing on your car. We look forward to working with you!

Changes to Consider Making Once You Pay Off Your Car

Congratulations on paying off your car! This is a huge step toward financial independence, and you should feel proud of the accomplishment. There are a few changes that many auto policyholders make once they own their vehicles outright. One of these is making adjustments to their deductible, dropping gap coverage, and upgrading to comprehensive coverage.

If you’re not sure what changes are right for your personal situation, it makes sense to speak to a local agent. We can answer any questions that you have and help you determine if making changes to your policy makes sense. In some scenarios, no changes need to be made, but everyone’s situation can differ. Now’s an ideal time to schedule a visit or give one of our agents a call to find out more. 

We’re here to answer any questions you have!

Allied Brokers Insurance Agency Inc. is proud to serve the greater Palo Alto, CA area. We’re here to provide the answers to any insurance-related questions that you might have. Give us a call, reach out on our website, or stop by today to learn more about our friendly and knowledgeable services. We look forward to seeing you soon!

Are you wondering about buying auto insurance in California? If you’re new to the world of California insurance or have questions that you need to be answered, contact our insurance experts at Allied Brokers Insurance Agency Inc. in Palo Alto, CA! 

The Truth About Auto Insurance for California Drivers 

Like most states in the US, California is one of the many that requires all drivers operating motor vehicles on public roads to have adequate auto insurance in the case of a motor vehicle accident that leads to financial damages or personal injury. 

All Drivers Must Have Minimum Coverage

Since having auto insurance in California is mandatory, this means that all drivers operating vehicles on public roads must have insurance that meets the state minimum insurance coverage in the form of liability insurance. 

California liability insurance covers state minimum coverage for bodily injury and property damage. A licensed insurance agent can discuss the best auto insurance coverage options for your family’s needs and budget. 

Extended Insurance Coverage is Available for Most Drivers

California drivers can add comprehensive and collision coverage to their policy to increase the amount of covered damage and add protection for the vehicle and its contents to the policy. 

Proactive drivers can take their coverage one step further and add specialty auto insurance coverages like emergency roadside assistance services, including lockout, towing services, and gas delivery. 

Finding Affordable Auto Insurance

Getting caught driving without auto insurance in California can be costly. Avoid paying hefty fines, court costs, and damages with the right auto insurance policy. An insurance agent can educate you about your coverage. 

Contact our knowledgeable agents at Allied Brokers Insurance Agency Inc serving the greater Palo Alto, CA area. Get a free California auto insurance quote to protect your vehicle and finances today!