Have you recently installed surveillance equipment, residential locking systems, or other security devices on your property? If so, your home insurance needs may have changed. Review the upgrades you’ve made, and then revise your home insurance policy accordingly.

Residential Security Upgrades

Assess the security upgrades and the materials they are made of. Consider both the use value and monetary value of each new security device or feature.

During your assessment, think about the possibility of a security aid being damaged, stolen, or vandalized. The placement of a particular item could affect whether it is especially prone to being compromised in the future.

Coverage Against Criminal Acts

If your surveillance equipment or another type of security aid is damaged by an intruder, you’ll need to decide whether to replace the item. Without adequate insurance to protect each security aid, you’ll be responsible for covering the costs yourself.

Adding coverage to protect your security devices can be beneficial in the long run. This type of coverage allows you to repair or replace items if they are damaged due to vandalism or theft.

Coverage Against Natural Events

Security devices can also be damaged during natural disasters such as hurricanes, floods, ice storms, or other severe weather events.

Seeking insurance coverage that protects against specific natural disasters is a smart idea. If any of the items you’ve invested in are severely compromised, your policy can provide a viable way to have them repaired or replaced.

Residential Insurance Modifications

Are you ready to list your surveillance equipment in your home insurance policy? If so, reach out to one of our insurance agents at Allied Brokers Insurance Agency Inc. An agent serving the Palo Alto, CA, region can assist you in updating your policy to ensure your security devices are adequately protected.