Getting involved in any kind of auto accident can be a troubling development, but getting involved in an accident with an uninsured motorist can bring on extra anxiety. How exactly do you handle filing a claim when the other person doesn’t have insurance? What steps do you need to take in order to navigate such a situation? Here’s what you need to know about filing a claim when the driver on the other end of the accident doesn’t have auto insurance. You can make sure you have the right auto insurance for any potential accident with the help of the team here at Allied Brokers Insurance Agency, Inc., serving Palo Alto, CA and surrounding areas. 

You’ve Been Hit by an Uninsured Driver: What’s Next?

You will still need to engage in the same practices you would if you were hit by an insured driver. Make sure that you and everyone in your car, as well as the other car, are okay (and immediately call for help if anyone is injured), call the police so that you can officially file a report and make sure the accident is recorded, and take the time to gather any evidence that may be needed in the future. Then, file a claim with your insurance. You’ll need to have uninsured motorist coverage to cover the damages that you’ve experienced. If damages exceed what your auto insurance is able to cover, then you may need to take legal action against the other driver to be reimbursed for medical expenses, lost wages, and beyond. 

Get the Right Auto Insurance Coverage With Allied Brokers Insurance Agency, Inc. 

You can always trust us here at Allied Brokers Insurance Agency, Inc., serving Palo Alto, CA, to help you find auto insurance that fits your needs. Reach out to us today!