While some states mandate uninsured motorist coverage in their auto insurance policies, it isn’t required by law in California. However, that doesn’t mean that you should go without it. It’s a crucial type of auto coverage that should be included in every policy. If you don’t have your auto insurance yet, or you want to change your policy to a new one, give us a call at Allied Brokers Insurance Agency Inc. in Palo Alto, CA.

Uninsured Motorists

While it’s the law that all drivers must have auto insurance, not everyone obeys the law. There are plenty of people who skip insurance in an attempt to save money. If one of those people hits you and causes an accident, they are unlikely to have the money to pay for the damages done to you and your vehicle. This could leave you in a difficult situation if you don’t have uninsured motorist coverage. With this coverage, the policy can pay for your damages even when the accident was the other party’s fault.

The Financial Burden

Without uninsured motorist coverage, all of the bills would be yours to pay if you’re hit by an uninsured motorist who can’t afford to pay for them. In these cases, suing is of no use, as the money isn’t available. The only way to ensure these bills are paid is to add this coverage to your auto insurance policy.

Get Auto Insurance in Palo Alto

If you don’t already have auto insurance for a vehicle, are buying a new one, or want to switch your auto insurance, we can help. To get started with an auto policy, or to find out more about them or about uninsured motorist coverage, give us a call at Allied Brokers Insurance Agency Inc. in Palo Alto, CA.