Tag: palo alto

How Do You File a Claim Against a Driver Without Insurance?

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Getting involved in any kind of auto accident can be a troubling development, but getting involved in an accident with an uninsured motorist can bring on extra anxiety. How exactly do you handle filing a claim when the other person doesn’t have insurance? What steps do you need to take in order to navigate such a situation? Here’s what you need to know about filing a claim when the driver on the other end of the accident doesn’t have auto insurance. You can make sure you have the right auto insurance for any potential accident with the help of the team here at Allied Brokers Insurance Agency, Inc., serving Palo Alto, CA and surrounding areas. 

You’ve Been Hit by an Uninsured Driver: What’s Next?

You will still need to engage in the same practices you would if you were hit by an insured driver. Make sure that you and everyone in your car, as well as the other car, are okay (and immediately call for help if anyone is injured), call the police so that you can officially file a report and make sure the accident is recorded, and take the time to gather any evidence that may be needed in the future. Then, file a claim with your insurance. You’ll need to have uninsured motorist coverage to cover the damages that you’ve experienced. If damages exceed what your auto insurance is able to cover, then you may need to take legal action against the other driver to be reimbursed for medical expenses, lost wages, and beyond. 

Get the Right Auto Insurance Coverage With Allied Brokers Insurance Agency, Inc. 

You can always trust us here at Allied Brokers Insurance Agency, Inc., serving Palo Alto, CA, to help you find auto insurance that fits your needs. Reach out to us today!

Are Your Company’s Vehicles Properly Insured?

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If you’re a California business owner and you have company cars, one of your responsibilities is to protect those assets. If your company is in the Palo Alto, CA, area, our team at Allied Brokers Insurance Agency Inc. can help. Learn how commercial auto insurance works and meet with one of our experienced agents to understand your options. 

Are Your Company’s Vehicles Properly Insured?

Just as an individual must have auto insurance to drive safely, companies are required to insure all vehicles owned by the company and used for business purposes. California’s liability requirements have increased as of January 2025. This is in part due to an increase in increase in the cost of vehicle repairs and medical care. Talk to one of our agents to choose the coverage level that is best for your company’s needs.

Call Us for an Appointment

California businesses require several types of commercial coverage, including auto. Our team at Allied Brokers Insurance Agency Inc. will meet with you to ensure you have all the coverage you need. Call us for an appointment. We’re currently serving the Palo Alto, CA, area. 

Does My New Business Need Commercial Insurance?

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Just like individuals, businesses need insurance. If you’re starting a new business, it’s essential to get insurance that provides coverage for unexpected events.

At Allied Brokers Insurance Agency Inc., serving Palo Alto, CA, we can help your business get the right commercial insurance. We offer a variety of commercial insurance options and work with multiple insurance carriers, so you have choices. Here’s what you need to know.

What Is Commercial Insurance?

Commercial insurance is a category of insurance that provides coverage to businesses. There are several types of commercial insurance. Most businesses need a selection of commercial insurance types. Some of the types of commercial insurance include:

  • General liability insurance
  • Professional liability insurance
  • Business income coverage
  • Commercial property insurance
  • Workers compensation insurance
  • Commercial auto insurance
  • Data breach insurance
  • …and others

Not All Types of Insurance Are Right For Your Business

New businesses often don’t have employees, and thus may not need insurance that protects employees, like workers’ compensation insurance. In addition, a new business that doesn’t have any vehicles may not require commercial auto insurance.

In other words, your business may not need all types of commercial auto insurance. Have a conversation with your insurance agent to find out what types of insurance are right for your business.

Need Help Choosing Insurance? Call Today

If you need help choosing the right insurance for your business, the professionals at Allied Brokers Insurance Agency Inc., servicing Palo Alto, CA, can help. We provide our customers with information to help them find the right insurance for their needs.

We also work with several insurance carriers so that we can provide quotes from multiple carriers. This will help you find the right type of insurance for your needs. Want more information? Call today to learn more.